Discover The Root Cause.

Gain deep health insights beyond standard blood tests. Track changes easily with securely stored results, accessible anytime.

3-Month Discovery Plan.

$199
per month
for 3 months
OR one-time payment of $560
aetna insurance functional medicine covered by insuranceBlue Cross Blue Shield logo

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Join Discovery Plan

What’s next?

After the 3-Month Discovery Plan, we provide various additional options including extra doctor and nutritionist visits, retesting, advanced lab testing, and DNA testing, tailored to your specific health needs and goals.

$399
per month
for 3 months
OR one-time payment of $1,000
Join Discovery Plan.

What’s next?

After the 3-Month Discovery Plan, we provide various additional options including extra doctor and nutritionist visits, retesting, advanced lab testing, and DNA testing, tailored to your specific health needs and goals.

Clinical Assessment (45 min)

In this 45-minute consultation, our physicians review your health history and symptoms to devise a personalized diagnostic plan tailored to your health needs.

The Index Health Lab Panel*

This comprehensive panel includes advanced biomarkers for an in-depth health analysis, may be potentially covered by insurance or available for $700 out-of-pocket.

Clinical Results Overview (45 min)

Our clinicians explain your lab results in a 45-minute session, clarifying their implications for your health and answering any questions you may have.

Care Plan

We develop a personalized care plan based on your results, offering lifestyle advice, potential treatments, and steps to optimize your health.

What’s next?

After the 3-Month Discovery Plan, we provide various additional options including extra doctor and nutritionist visits, retesting, advanced lab testing, and DNA testing, tailored to your specific health needs and goals.

How to confirm insurance coverage.

We accept insurance in New York, Massachusetts, Florida, New Hampshire, Virginia, and Pennsylvania, but not currently in California and Texas.

For Blue Cross Blue Shield, we accept following insurance plans:

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Preferred Provider Organization Network (PPO)

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Pathway X Tiered Hospital (HMO)

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Pathway Tiered Hospital (HMO)

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Commerical (HMO)

Please check your Deductible, Co-Insurance, Co-Pay to estimate total insurance coverage and cost.

Still not sure?

Please call the number on the back of your insurance card and provide them with the following:

NPI-Codes

Group NPI

1275243719

Ziemba Medical / Index Health

CPT-Codes

99205

99215

99417

97802

97803

Functional Medicine covered by insurance. What’s covered?

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In-Network Provider Advantage: Embrace the convenience of in-network coverage with Elevance (Anthem) in Virginia, Aetna, and Blue Cross Blue Shield PPO plans in select states.
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Simplified Claims Management: We handle Out-of-Network (OON) claims, streamlining your experience so you can focus on what matters – your health.
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Lab Work Coverage Clarity: Enjoy peace of mind with typically covered lab services from in-network providers Labcorp and Quest.
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Flexible Options for Specialist Tests: Gain control with clear choices and transparent pricing for specialty tests.
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Efficient Reimbursement System: Navigate the reimbursement process for specialty labs with ease, thanks to our straightforward super bill process.
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Financial Versatility: Make the most of your Health Savings Account (HSA) or Flexible Spending Account (FSA) to cover our monthly fee, aligning your health goals with your budget.

How we measure against specialist clinics. Index Health is your one-stop shop.

Access a world-class team of doctors, nutritionists, and health coaches. Benefit from cutting edge lab tests that help determine the root cause, and personalized treatments.

Index Health
(without insurance)
Other Specialist Clinics

In-Network insurance

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Yes, available

Typically no insurance available

Time per visit

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45 min, every visit

15 -30 min

Functional Doctor Visits

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6 Visits/yr. included

$500-$1000 per visit
Typically not covered by insurance.

Functional Nutritionist Visits

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1 Visit included

$300-$500 per visit
Typically not covered by insurance.

Health Coach Visits

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Unlimited visits included

$150 per visit.
Typically not covered by insurance.

Online Messaging

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Unlimited included

Not included.

Treatment Plan

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100% personalized

Standardized. One-size-fits-all.

Advanced Lab Testing

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Access to specialist labs

Access only to general labs

Premium Support

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Included

Tough to reach someone

Index Health
Functional Clinics
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60min, every visit

15 -30min, max allowed by insurance

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6 Doctor visits/yr. included

$500-$1000 per visit
Typically not covered by insurance.

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3 Nutritionist visits/yr. included

$300-$500 per visit
Typically not covered by insurance.

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Unlimited health coach visits/yr. included

$150 per visit.
Typically not covered by insurance.

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Unlimited messaging

Unlimited messaging not included.

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100% personalized plan

Standerdized plans. One-size-fits-all.

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Access to specialist labs

Access only to general labs

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Premium support

Tough to reach someone

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Visits available within 7 days

Visits available within 14-60 days wait

What happens after I join?

01
Get access to the patient dashboard.
02
Fill out all necessary forms and upload your medical history.
03
Schedule your first appointment with your dedicated doctor.
04
Discuss your current health, and the goals you want to achieve with Index Health.

FAQ

Where is Index Health available?
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Index Health is available in California, Texas, Florida, Massachusetts, New Hampshire, New York, Pennsylvania, and Virginia. Stay tuned for updates as we expand across the USA.

What are the benefits of virtual care?
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Virtual care provides:

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Accessibility and Convenience: Care from anywhere within your state of residence, eliminating travel time and costs.
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Flexible Scheduling: Appointments to suit your schedule, significantly reducing wait times.
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Continuity of Care: Easier follow-up appointments and ongoing monitoring.
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Time and Cost Savings: Reduces both travel and waiting room times.
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Privacy and Confidentiality: A secure environment for sensitive health discussions, enhancing comfort.
What's included in the 3-Month Discovery Plan?
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The Discovery Plan includes:

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Initial clinical assessment with a physician to tailor your diagnostic approach.
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Index Health Lab Panel offering advanced biomarker testing.
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Clinical results review to discuss lab outcomes.
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Personalized care plan developed based on your lab results.

You can schedule a free call with an Index Health Care Manager to learn more.

Do I need to physically visit a lab even though it is fully online-based?
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Yes, while we primarily operate through telemedicine, certain lab tests require physical sample collection. We facilitate home draw labs and tests to make this process seamless and convenient.

Does Index Health accept insurance, Medicare or Medicaid?
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  • In-Network Insurance: We are an in-network provider with Elevance (Anthem) in Virginia, Aetna, and Blue Cross Blue Shield PPO plans in NY, MA, PA, FL, NH, and VA.
  • Out-Of-Network Insurance: We accept out-of-network insurance for other services. Check with our care manager during your free call about your deductible.
  • Medicare/Medicaid: We do not accept Medicare Advantage or Blue Supplemental Plans. We also do not accept insurance in CA and TX.
What is Out-Of-Network?
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Out-of-Network means we aren't contracted with your insurance company. We can submit claims for you to potentially be reimbursed based on your plan's policies.

Can I use my HSA/FSA to pay for Index Health?
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Yes, for our services excluding the $199/month insurance plan, as these are billed directly to your insurance without eligible medical codes. You can use HSA/FSA for other eligible expenses.

How much do lab tests cost?
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Index Health Lab Panel (Included in the 3-Month Discovery Plan): This comprehensive lab panel is included in the Discovery Plan and covers essential biomarkers to start your health journey. There is no additional cost if you are covered by insurance; otherwise, it is available for $700 out-of-pocket.

Additional Advanced Lab Tests: After completing the 3-Month Discovery Plan, you may choose to continue with us under an ongoing care plan. Depending on your health goals and physician recommendations, you might opt for further advanced lab testing, including hereditary and other specialized tests. These tests are priced separately, and costs can vary based on the type of tests and your insurance coverage.

Ongoing Lab Costs: If you subscribe to ongoing care plans, expect to pay an average of $86 per month per member in the first six months for lab tests, which can be segmented as follows:

  • 27% spending $0-$80
  • 70% spending $80-$160
  • 3% spending over $160

These figures represent the diversity and customization of our lab testing services tailored to individual health needs and conditions.

What is the average spend on supplements?
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To address nutritional deficits, the average spend on supplements is $54 per month per member in the first six months, distributed as follows:

  • 60% spend $0-$50
  • 37% spend $50-$150
  • 3% spend over $150
Will I need peptides?
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Peptides may be recommended depending on your diagnosis and health goals. The average spend on peptides is about $70 per month per member in the first six months.

What's the cancellation policy?
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  • 3-Month Discovery Plan: The 3-Month Discovery Plan requires a full commitment for the duration of three months. There is no option to cancel once you've enrolled. You can choose to pay monthly or opt for a one-time payment at a discounted rate. At the end of the three months, the plan automatically ends.
  • Transition to Ongoing Care: After completing the Discovery Plan, you have the option to subscribe to our Ongoing Care Membership, which is cancellable at any time. The cancellation terms for Ongoing Care Membership are flexible: you can cancel any time based on your usage of the services. If you cancel, you may be required to pay additional fees depending on the extent of services already rendered.

Conditions we treat.

Ready to diagnose and treat the root cause?